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Klix Pay Later

Klix Pay Later — buy now, pay later

Split your payment in installments at over 2500 online and physical stores!

Learn more
User portal

Introducing: user portal

View your latest payments made with Klix. Review active loans and receive loan offers from our partners!

Log in
Klix Pay Later

Klix Pay Later — buy now, pay later

Split your payment in installments at over 2500 online and physical stores!

Learn more
User portal

Introducing: user portal

View your latest payments made with Klix. Review active loans and receive loan offers from our partners!

Log in
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Klix by Citadele — Pay for purchases in online bank

Pay for purchases in online bank

  • A reliable and fast payment method with high security and instant transfers.
  • If you shop online and pay with Klix, agree to save your account number. This way, you can pay faster next time, just by providing your phone number.
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Klix by Citadele — Pay with your card

Pay with your card

  • Comprehensive full-service payment solution in the Baltics, Klix offers convenient and secure card, Apple Pay, and Google Pay payments.
  • When making a payment in an online store with Klix, you can agree to save your card details. Next time you will be able to pay quickly and easily using only your phone number.
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Klix by Citadele — Split your payment in installments

Split your payment in installments

  • Klix Pay Later payment method allows you to purchase goods and services now, but pay later in installments. It is already available at over 2,500 online and offline stores.
  • In online stores, choose Klix Pay Later payment method. In person, inform the seller that you want to receive the application link in SMS format.
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Discover your loan options

  • Klix offers not only various payment methods for purchases, but also an easy way to compare offers from different lenders at the same time using a loan comparison platform.
  • Apply for a loan up to 25 000 EUR and receive an individually calculated offer from trusted partners. Checking the offers is free!
  • From 06.05.2025. to 06.06.2025., enter the discount code FREE100 and receive Citadele’s offer with a 100% discount on the loan issuance fee. Promo
Klix by Citadele — Discover your loan options
More opportunities with Klix
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Example: assuming a loan interest rate of 7.8% per year, the total loan amount is 3000 EUR the loan agreement is for 36 months, the commission fee is 0 EUR, and the annual percentage rate (APR) is 8.22%, the total amount the customer would have to repay is 3380.35 EUR, and the monthly repayment amount is 93.93 EUR. Borrow responsibly and evaluate your ability to repay the loan. The loan is offered in cooperation with AS Citadele banka, reg No. 40103303559.

To borrow, you must be at least 18 years of age, and you must have a regular, stable and verifiable monthly income. Borrow responsibly and assess your ability to repay the loan.

Klix offers the opportunity to compare offers from multiple lenders, so the terms and conditions may vary between lenders.

Klix by Citadele — User portal — Manage your latest transactions in one place
User portal

Manage your latest transactions in one place

  • New functionality for your convenience. Now on the Klix platform we offer the ability to manage and track your Klix transactions.
  • Log in to the Klix customer portal and make your shopping experience even more enjoyable!
Log in
Klix by Citadele — For businesses: Innovative payment solution for e-commerce
For businesses

Innovative payment solution for e-commerce

  • Unleash your sales potential and start selling without hassle today!
  • Offer your customers a fast, convenient, and secure shopping experience to increase satisfaction and reduce cart abandonment.
Become a partner Learn more