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Discover your loan options

  • Apply for a loan up to 25 000 EUR and receive an individually calculated offer from trusted partners. Checking the offers is free!
  • Compare offers from
    citadele logo lateko logo dalidali logo
  • From 06.05.2025. to 06.06.2025., enter the discount code FREE100 and receive Citadele’s offer with a 100% discount on the loan issuance fee. Promo
Promo

Example: assuming a loan interest rate of 7.8% per year, the total loan amount is 3000 EUR the loan agreement is for 36 months, the commission fee is 0 EUR, and the annual percentage rate (APR) is 8.22%, the total amount the customer would have to repay is 3380.35 EUR, and the monthly repayment amount is 93.93 EUR. Borrow responsibly and evaluate your ability to repay the loan. The loan is offered in cooperation with AS Citadele banka, reg No. 40103303559.

To borrow, you must be at least 18 years of age, and you must have a regular, stable and verifiable monthly income. Borrow responsibly and assess your ability to repay the loan.

Klix offers the opportunity to compare offers from multiple lenders, so the terms and conditions may vary between lenders.

Personalized offers

Personalized offers

Find out your interest rate today — apply and receive offers.

Freedom to choose

Freedom to choose

Submit your application without obligation — a positive offer does not require signing a contract

Free application

Free application

Comparing costs nothing — review offers without any additional expenses.

Your chance to save

Your chance to save

Save time and money by comparing loan offers in one place.

Simple and convenient

Simple and convenient

Fill out one application and get the best offers from trusted lenders.

Sign the agreement

Sign the agreement

Receive offers and sign agreement online, without leaving your home.

Who can apply for a loan?

Who can apply for a loan?

  • Any permanent resident of Latvia or Lithuania
  • The borrower must have a permanent official monthly income;
  • Age of the borrower: from 18 years.

3 steps to a loan

1

Apply

Log in and fill out the application.

Get an offer
2

Compare

Review offers from lenders and choose the one that suits you best.

3

Sign the agreement remotely

Sign the loan agreement remotely and receive funding to the specified bank account.

What does the contract signing process look like with each lender

Choosing an offer from

If you are not our client yet, you can become one without coming to the bank! All you need is a mobile app – take a “selfie” and we will deliver the card to you free of charge within Lithuania

When you become a client (or if you already are one) – complete the application in the app or in the internetbank!

Learn more
Choosing an offer from
Choosing an offer from

Choosing an offer from another lender

lateko

Sign the contract online, during the loan application process.

dalidali

Complete the loan application process and sign the agreement on the partner's page or app.

Klix by Citadele — User portal — Manage your latest transactions in one place

User portal

  • New functionality for your convenience. Now on the Klix platform we offer the ability to manage and track your Klix transactions.
  • Log in to the Klix customer portal and make your shopping experience even more enjoyable!
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